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Care Without Insurance

Know where to call and what to ask.

Start with a local clinic, official coverage screening, and a short list of questions about payment. There may be more options than you expect.

Illustrative pharmacist consultation

Your first three calls

Build a practical care plan

  1. Find a health center. Ask about services, new-patient appointments, and sliding fees.
  2. Check coverage options. Use official marketplace or state resources to explore eligibility.
  3. Discuss prescription costs. Tell your care team if a medicine is unaffordable before your supply runs out.

Read the uninsured-care guide

Places to start

5 resources

Government program

Medicare Extra Help

Learn about assistance with eligible Medicare Part D costs and how to apply.

Check current eligibility and use the official application link.

Visit Medicare Extra Help ↗
Official marketplace

HealthCare.gov

Explore coverage options, enrollment information, and application routes.

Coverage and enrollment rules depend on your circumstances and state.

Visit HealthCare.gov ↗
Government coverage

Medicaid & CHIP

Explore coverage for eligible adults, children, and families.

State-specific rules apply; official screening is the next step.

Visit Medicaid & CHIP ↗
Clinic locator

HRSA Health Center Finder

Locate community health centers and call about services and payment options.

Ask about appointments, sliding fees, and the documents to bring.

Visit HRSA Health Center Finder ↗
Public health resource

Affordable Dental Care

Find starting points for dental schools, clinics, and assistance.

Call each provider to confirm services, fees, and availability.

Visit Affordable Dental Care ↗
Need urgent help? In the U.S., call 911 for a medical emergency. For a mental health or suicide crisis, call or text 988. Do not delay emergency care while comparing prices.